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Our Services

Protect Your Business with Comprehensive Truck Insurance

Affordable, Reliable Coverage Tailored to Your Needs

  • Primary Liability Coverage: Covers bodily injury or property damage claims arising from your commercial trucking operations.
  • Cargo Coverage: Protects the freight being transported from damage or loss.
  • Refrigeration Breakdown Coverage: Covers spoiled refrigerated cargo and cleanup costs due to refrigeration unit failure.
  • Physical Damage Coverage: Protects your commercial truck from events like collisions, theft, vandalism, or natural disasters.
  • Trailer Interchange Coverage: Provides protection for trailers being shared among multiple carriers or drivers.
  • Non-Trucking Liability Coverage: Liability coverage for personal or non-business use of your commercial truck.
  • Non-owned trailer damage and liability: This insurance steps in for attached trailers that are not owned by the trucker.
  • Workers’ Compensation: Covers medical costs and lost wages for employees injured on the job.
  • General Liability: Protects against third-party claims of bodily injury, property damage, reputational harm, and advertising injury.
  • Excess Cargo: Also known as excess cargo liability coverage or motor truck cargo liability coverage, provides additional liability protection for trucking companies transporting freight or cargo.
  • Excess/Umbrella Liability: Higher liability limits above primary liability policy.
  • On-Hook Towing: Covers vehicles damaged while being towed by your tow truck.
  • Garagekeepers Coverage: Protects against liability for damage to customers’ vehicles while in your custody for repair, service, or storage.
  • Pollution Liability: Covers liability from pollutant release during trucking operations.
  • Roadside Assistance: Provides services like towing, jump-starts, and tire changes for breakdowns.
  • Downtime/Rental Reimbursement: Covers rental costs for a replacement truck during covered repair periods.
  • Property & Casualty Coverage: Covers damage to your business property and equipment, as well as general liability protection.
  • And more!

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